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	<title>&#34;Debt Free ASAP&#34; Blog!</title>
	<atom:link href="http://debtfreeasapblog.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://debtfreeasapblog.com</link>
	<description>Birthplace of &#34;Debt Free ASAP&#34; ~ The Book!</description>
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			<item>
		<title>How To Use the FDCPA to Stop Collection Calls</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-to-use-the-fdcpa-to-stop-collection-calls/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-to-use-the-fdcpa-to-stop-collection-calls/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 21:51:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://debtfreeasapblog.com/?p=991</guid>
		<description><![CDATA[If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a &#8220;debtor.&#8221; If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a &#8220;debt collector.&#8221;
You should know that in either situation, the Fair Debt [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-to-use-the-fdcpa-to-stop-collection-calls/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Freedom Day</title>
		<link>http://debtfreeasapblog.com/big-picture/tax-freedom-day/</link>
		<comments>http://debtfreeasapblog.com/big-picture/tax-freedom-day/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 05:53:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1) The Big Picture]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=397</guid>
		<description><![CDATA[

Goodbye Taxes, Hello Debt! 

 
Tax Freedom Day represents the first day of the year the average American has worked to earn enough money to pay their taxes for the year&#8230;
 Tax Freedom Day for 2009 was April 13th.  It is annually calculated in the United States by the Tax Foundation—a Washington, D.C.-based tax research organization.

 [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/big-picture/tax-freedom-day/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gut Check!</title>
		<link>http://debtfreeasapblog.com/what-you-must-know/get-out-of-debt-gut-check/</link>
		<comments>http://debtfreeasapblog.com/what-you-must-know/get-out-of-debt-gut-check/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 00:21:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[4) What You Must Know]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=286</guid>
		<description><![CDATA[Before you can even get started in some kind of &#8220;get out of debt program&#8221;, there are some questions you need to ask yourself. There are  some things you will need to know.
You may not even be cut out for the most popular debt relief programs and finding out now will save you from major [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/what-you-must-know/get-out-of-debt-gut-check/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get Out of $94k in Credit Card Debt &#8211; Lori&#8217;s Story</title>
		<link>http://debtfreeasapblog.com/true-success-stories/how-to-get-out-of-94k-in-credit-card-debt-loris-story/</link>
		<comments>http://debtfreeasapblog.com/true-success-stories/how-to-get-out-of-94k-in-credit-card-debt-loris-story/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 18:14:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[9) True Success Stories]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=239</guid>
		<description><![CDATA[
Lori was carrying a heavy debt load for a long time, over $94,500.00 of high interest credit card debt.
Her average interest rate was 16%!
This is actually lower than most folks I talk to everyday.
(The average American today pays 18.9% interest. That&#8217;s insane!)
Still&#8230;
If she continued doing what she&#8217;d been doing, paying minimum payments of $2,835.00 a [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/true-success-stories/how-to-get-out-of-94k-in-credit-card-debt-loris-story/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt Vs Wealth &#8211; How to Avoid Being Broke and Stupid</title>
		<link>http://debtfreeasapblog.com/big-picture/credit-card-debt-vs-wealth-how-to-avoid-being-broke-stupid/</link>
		<comments>http://debtfreeasapblog.com/big-picture/credit-card-debt-vs-wealth-how-to-avoid-being-broke-stupid/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 20:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1) The Big Picture]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=243</guid>
		<description><![CDATA[
Startling statistics:
(According to the Federal Reserve)
• 49,000 U.S. Households now have between $50 million and $500 million in net worth.
• 125,000 U.S. Households are between $25 million to $50 million.
• Over the next 50 years the wealthiest Americans will leave behind roughly $27 trillion dollars.
• The richest 1% of Americans control more wealth than 90% [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/big-picture/credit-card-debt-vs-wealth-how-to-avoid-being-broke-stupid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Debt Settlement?</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/what-is-debt-settlement/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/what-is-debt-settlement/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 16:15:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=851</guid>
		<description><![CDATA[Debt settlement, also known as debt negotiation, debt arbitration or debt workout, is an aggressive approach to debt reduction in which the creditor agrees on a reduced amount, paid by debtor, as payment in full.]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/what-is-debt-settlement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How &amp; Why To Get Out Of Debt</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/what-do-you-do-when-you-have-a-mountain-of-debt/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/what-do-you-do-when-you-have-a-mountain-of-debt/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 18:52:40 +0000</pubDate>
		<dc:creator>Support</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=845</guid>
		<description><![CDATA[Overall, here's the thing you want, to find a way to stop paying and start earning interest. Why is this debt such a bad thing? Debt is a very bad thing if you have to pay the interest.]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/what-do-you-do-when-you-have-a-mountain-of-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Counseling Lies Exposed &#8211; The Shocking Whole Truth Credit Counselors Don&#039;t Want You to Know</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/credit-counseling-lies-exposed/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/credit-counseling-lies-exposed/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 02:21:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Consumer Credit Counseling]]></category>
		<category><![CDATA[Consumer Credit Counseling Service]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=835</guid>
		<description><![CDATA[You&#8217;re deeply in debt, wondering which way to turn. You&#8217;re confused, worried, and so stressed out you can&#8217;t think straight. What do you do?
Many people mistakenly turn to credit counselors. Often people struggling with serious debt make the dangerous assumption credit counselors are &#8220;the good guys&#8221; because they advertise being &#8220;not-for-profit&#8221;. Other times debtors lured [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/credit-counseling-lies-exposed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gut Check! Who Will You Be In 5 Years? (Top 5 Factors)</title>
		<link>http://debtfreeasapblog.com/overcome-your-barriers/gut-check-who-you-are-in-5-years-top-5-factors/</link>
		<comments>http://debtfreeasapblog.com/overcome-your-barriers/gut-check-who-you-are-in-5-years-top-5-factors/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 07:08:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[7) Overcome Your Barriers]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=766</guid>
		<description><![CDATA[Gut Check!
 
 
 
Who You Are In 5 Years Will Be Most Effected By These 5 Factors:

The PEOPLE you associate and spend time with.  “Who you hang out with is who you become.”
The books you READ
The sounds, music, people, TV, opinions, etc., that you LISTEN to
What you DO with your time
What you DO with [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/overcome-your-barriers/gut-check-who-you-are-in-5-years-top-5-factors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Magic Ingredients to the Day that Turns Your Life Around</title>
		<link>http://debtfreeasapblog.com/overcome-your-barriers/five-magic-ingredients-to-the-day-that-turns-your-life-around/</link>
		<comments>http://debtfreeasapblog.com/overcome-your-barriers/five-magic-ingredients-to-the-day-that-turns-your-life-around/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 06:01:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[7) Overcome Your Barriers]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=759</guid>
		<description><![CDATA[Here&#8217;s a magical message I found about 7 years ago, when I was going through tough times, looking for a way to turn things around.  I saved it for myself then, but I&#8217;d like to share it with you now because there may be magic inside for you too.
NOTE:  I&#8217;m not sure where this [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/overcome-your-barriers/five-magic-ingredients-to-the-day-that-turns-your-life-around/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Can I Settle Credit Card Debt Myself?</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-can-i-settle-credit-card-debt-myself/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-can-i-settle-credit-card-debt-myself/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 14:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Do It Yourself]]></category>
		<category><![CDATA[Settle Debt]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=247</guid>
		<description><![CDATA[Here&#8217;s a question a lot of people are asking:  How can you settle a credit card debt without using a &#8220;credit counselor?&#8221;
* In fact, this article has become the most popular &#8220;Debt Relief&#8221; article in the past 90 days on Ezine Articles, the largest article publisher on the web, with over 50% more views than [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/how-can-i-settle-credit-card-debt-myself/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The “Big Idea”</title>
		<link>http://debtfreeasapblog.com/big-idea/the-big-idea/</link>
		<comments>http://debtfreeasapblog.com/big-idea/the-big-idea/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 21:55:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2) The "Big Idea"]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=274</guid>
		<description><![CDATA[The Big Idea

STOP Paying Interest, START Earning Interest!

There it is, the “big idea”&#8230;
Think about it.
“Stop paying interest and start earning interest.”
Poor Formula vs. Wealth Formula:
Earn, Spend, Borrow = Debt, Poor, Slave
Vs.
Earn, Save, Invest = Wealth, Rich, Free
Which Will You Choose?
Poor Formula – The poor formula is when you earn money, then spend it all, and [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/big-idea/the-big-idea/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six-Steps to Make Your Best Choice</title>
		<link>http://debtfreeasapblog.com/your-best-choice/six-steps-to-make-your-best-choice/</link>
		<comments>http://debtfreeasapblog.com/your-best-choice/six-steps-to-make-your-best-choice/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 23:03:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[8) Your Best Choice]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=241</guid>
		<description><![CDATA[
Let&#8217;s not fool ourselves.  If you are in debt and paying interest, you&#8217;re already a slave to debt. 
The real question is- What&#8217;s YOUR best choice to get out of debt? 
Here&#8217;s a quick game plan to help you make your best choice to be debt free ASAP&#8230;
Use these tools to set yourself free from [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/your-best-choice/six-steps-to-make-your-best-choice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Settlement</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/debt-settlement/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/debt-settlement/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 16:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[debt relief]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=301</guid>
		<description><![CDATA[What is debt settlement?
Debt settlement is the process of negotiating with your creditors to settle your debt for less than what you owe. One thing you need to realize is that this program works best for people that are soon approaching or already in a financial hardship of some kind. You don’t have to wait [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/debt-settlement/debt-settlement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Counseling</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/debt-relief-options-credit-counseling/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/debt-relief-options-credit-counseling/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 04:37:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit Counselors]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Counselors]]></category>
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=299</guid>
		<description><![CDATA[Back in the 50’s, the credit card industry got together to come up with a plan to cope with all of the people filing record numbers of bankruptcies. They were getting stiffed left and right, and they came up with Credit Counseling. After creating the idea, they lobbied to Congress to get the non-profit status for Consumer Credit [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/credit-counseling/debt-relief-options-credit-counseling/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/bankruptcy/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/bankruptcy/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 03:01:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=297</guid>
		<description><![CDATA[Traditionally, if you’re not able to make minimum payments,  you’re in a hardship, or you just find yourself in too much debt, what you do is  file bankruptcy.
You file bankruptcy and you pay zero. The creditors get nothing and it’s the ultimate move, the ultimate trump card that you’ve got as a citizen. Unfortunately, about [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Making Minimum Payments Is Insane</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/why-making-minimum-payments-is-insane/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/why-making-minimum-payments-is-insane/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 01:03:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=293</guid>
		<description><![CDATA[If you can’t write a check, you don’t have the resources like a 401k or equity in a home to pay off your debt, what can you do? Most people out there are just making minimum monthly payments, exactly what the banks want them to do.
The average client I deal with these days has around [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/why-making-minimum-payments-is-insane/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Accelerated Debt Relief &#8211; All 3 Plans Clearly Explained (Snowball, Roll Up, Roll Down, Etc.)</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/accelerated-debt-pay-off-plans/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/accelerated-debt-pay-off-plans/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 14:32:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Accelerated Debt Relief]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt Payoff Plans]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=295</guid>
		<description><![CDATA[Instead of paying off your debt with a lump sum check, here&#8217;s another option which is the next best thing. If you want to get out of debt as fast as you possibly can without having any negative impact on your credit whatsoever, you must pay down and pay off your debt using an accelerated [...]]]></description>
		<wfw:commentRss>http://debtfreeasapblog.com/debt-relief-options/accelerated-debt-pay-off-plans/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How &amp; Why to Get Out Of Debt</title>
		<link>http://debtfreeasapblog.com/debt-relief-options/how-why-to-get-out-of-debt/</link>
		<comments>http://debtfreeasapblog.com/debt-relief-options/how-why-to-get-out-of-debt/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 06:37:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[6) Debt Relief Options]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=290</guid>
		<description><![CDATA[The first option you have is to whip out a check and pay it off, but if you’re reading this now that’s probably not an option you can pursue. There are possibilities you may not have thought of. You may be able to borrow against a 401k. You may be able to pull money out [...]]]></description>
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		<title>How to Improve Credit</title>
		<link>http://debtfreeasapblog.com/how-credit-works/how-to-improve-credit/</link>
		<comments>http://debtfreeasapblog.com/how-credit-works/how-to-improve-credit/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 02:57:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[5) How Credit Works]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Rebuilding]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[How To Fix Credit]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/blog/?p=236</guid>
		<description><![CDATA[Credit Repair
Credit repair is the process of using the Fair Credit Reporting Act to dispute negative items and get them removed from your credit report, resulting in an increase to your score.  I work with my clients to show them how they can do this on their own or hire a low-cost law firm to [...]]]></description>
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